Who We Work With

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We work with women — whether divorced, widowed, or single — who want a partner in their financial decision-making.

Most of our clients are 45+ years old and are starting to think about retirement in one form or another.

Smart women like you come to Sofia Financial feeling overwhelmed and paralyzed because finance is not your area or interest or expertise. You want to learn and understand, without feeling like you’re studying for an advanced degree.

Working with Sofia, you’ll be heard and seen for the individual you are. We offer a judgement-free zone where you’ll find encouragement, education and a caring team of experienced professionals to truly partner with - so you don’t have to face their financial future alone!

Phase One: Exploration & Design

Through several meetings and in-depth personal conversations, we’ll explore what you want, what you value, how you want to live, and what money means to you. No homework is needed for these first meetings — you know the answers already!

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What we’ll cover:

  • Values & Vision: What do you want your life to look like?
  • Money Relationship: What does money mean to you?
  • Dollars & Sense: What does your current financial picture look like?

Next, we’ll look toward and design your future, imagining various possibilities and understanding the tradeoffs inherent in each decision. We’ll also discuss various financial strategies (in plain English), and make a plan, choosing specific actions and guidelines around income, spending, saving and investing that will work for you going forward.

What we’ll cover:

  • Customized Projections: Number crunching and scenario building.
  • Collaborate on Strategies: Making a plan by choosing specific actions and guidelines that will work for you going forward.
  • Preferences & Guidelines: Setting up your financial life so it doesn't stress you out, so you have the amount of engagement you feel comfortable with.

Using custom tools we have developed including the Money Map, Money Policy Statement, and Itinerary Action Plan, by the end of Phase One you’ll be ready to take action.

Phase Two: Implementation

It’s great to think and talk about money moves, but nothing is accomplished until you actually take action. This is where things start moving and we put your money to work in appropriate accounts and products.

It’s great to think and talk about money moves, but nothing is accomplished until you actually take action. This is where things start moving and we put your money to work in appropriate accounts and products.

What this looks like:

  • We will discuss reasonable expectations and set up our system for ongoing evaluation and review.
  • Our team works on the messy details so you don’t have to, keeping you informed and aware along the way.
  • At regular review meetings, together we’ll look at how we’re doing, what has changed, whether our chosen strategies are performing as expected, and if we need to update our assumptions or re-run projections. We also emphasize knowledge and empowerment, so your financial confidence and resilience continues to grow over our time together.
  • At any time between review meetings, we are your accountability partner and decision coach for whatever comes up along the road. Never hesitate to reach out with a question or concern.
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Small Group Workshops

90 minutes of conversation and questions to help you figure out your best next step.

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Free

January 14th at 12pm ET

Limited Seating to 25 Women

Women & Retirement: Top Strategies for Facing the Financial Uncertainties

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Free

January 26th at 7 pm ET

Limited Seating to 25 Women

Women & Retirement: Top Strategies for Facing the Financial Uncertainties

Ready to have a partner in your financial decision-making?

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