Our goal is to help our clients alleviate their areas of money stress, so they can have sustainable financial situations and be resilient in the face of all life can throw at them.

To us, a successful relationship means the client feels good about their money – where it is and what it’s doing for them.

We have experience and knowledge, but it’s only through true collaboration with you that we make an impact. We are your partners, your team; we’ve got your back.

We meet you where you are. Wherever you’re coming from and whatever you’re coming with is perfectly fine. We create a safe space to have the very personal conversations that happen around money. Everything is held in the strictest confidence.

You will feel cared for, capable and confident. And we’ll probably have some fun along the way.


Founder and CEO

Stephanie founded Sofia Financial in 2011 after 14 years as a financial advisor, with the goal to empower women to make wise financial decisions, address their areas of money stress, and free up their time and mental energy to spend on the things that are truly important. She believes that everyone, regardless of income level, deserves quality, objective advice and excellent service from caring professionals who really listen and are motivated solely by their clients’ success.

Before transitioning into financial services, Stephanie held a wide variety of jobs, including working at the U.S. Department of Commerce in Washington, DC; teaching people more than twice her age how to confidently handle a sailboat at the Annapolis Sailing School; and organizing stimulating educational events for high school students at the World Affairs Council of Philadelphia.

Stephanie is married and has two teenagers. She earned an M.A. in International Economics from the Johns Hopkins School of Advanced International Studies and a B.A. from Duke University.

Regulatory and Privacy


Client Service & Securities Administration

Terry is proud to have been one of the founding members of the Sofia Financial team.  As a working woman, and having seen the financial services industry from the inside for years, she helped form Sofia’s mission and vision. Terry and Stephanie have been working together since in 2002. She has nearly 20  years experience in the financial services industry.

Previously, Terry worked as a Client Associate supporting five financial consultants. She was promoted to Executive Assistant to the Regional VP and was responsible for all aspects of branch services for eight offices including, but not limited to, recruiting, HR and finance.

Terry has been married for 41 years. She is oldest of 11 children and she and her family spend most summer weekends at the New Jersey shore.

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